Housing construction has great potential to contribute to resource conservation. For this reason, NRW.BANK supports developers with a new additional loan under the state's housing promotion programme.
Wood as a building material already contributes to climate protection during the construction of a building. This is why the Ministry of Home Affairs, Municipal Affairs, Building and Equality has introduced a new additional loan for construction projects with a high wood content in the context of its housing promotion programme. Regardless of whether the project involves the construction of a new building or the modernisation of existing properties, NRW.BANK offers attractive development loans under the state's housing promotion programme to create affordable and modern housing.
Attractive low interest rates with high redemption discounts of 15 to 25 percent, and partial crediting against equity, as well as a long fixed interest rate.
"Housing developers and investors who opt for a 30-year commitment period are now rewarded by the development bank for North Rhine-Westphalia with an even higher redemption discount of an additional 5 percentage points. For special aspects - such as building with wood - the repayment discount is even 50 percent. In addition, the initial interest rate on the development loans is now uniformly 0.0 percent in NRW for a period of 15 years. In modernisation promotion, building owners can now benefit from a repayment discount of up to 30 percent (regularly 20 percent) if they use certified ecological insulation materials or achieve an above-average energy standard."
With a new law, Paris encourages its residents to garden the public space. Wherever possible, vertical and horizontal gardens are to be created, urban agriculture is promoted. There is even a starter kit with planting soil. Among other things, 100 hectares of living facades and roofs are to be created by 2020.
The federal government's goal of reducing daily land consumption to 30 hectares per day is a long way off. Currently, daily land consumption for settlement and transport still averages 66 hectares per day. This year's 30-hectare day thus fell on 15 June. Since the beginning of the year until this day, so much land has been built up nationwide that no more land may be used for settlement and transport until the end of the year if the 30 hectare target is to be met.
"The raw material wood is precious. It is therefore important to use it responsibly and in a way that conserves resources," warns Peter Aicher, Chairman of Holzbau Deutschland. Even if wood is affected by environmental influences or the bark beetle, it does not represent an inferior raw material, but has almost identical properties to conventional construction timber. "If the so-called 'calamity wood' has the same structural quality in terms of load-bearing capacity as conventional sawn timber, it can be used without restrictions," explains Aicher. In addition, the wood retains its important function as a CO2 sink, regardless of external impairments.
"If the wood is used as a building material, the carbon bound in the wood remains stored there in the long term, thereby significantly reducing the burden on the environment."
The goal must be an economically and ecologically sensible and efficient use of the domestic resource. In the interests of sustainability and climate protection, regional wood resources should therefore be used optimally.
Calamity wood is of high quality and can be used without restrictions
In most cases, bark beetle infestation is irrelevant for the use of the wood as a building material. The bark beetle lays its burrows in the bast, i.e. the area between the bark (bark) and the trunk, but not in the load-bearing wood itself. In addition, the sawn timber is technically dried during further processing. During this process at the latest, any remaining populations of insect pests are reliably killed off, so that beetle-free timber processed into sawn timber is guaranteed to be beetle-free. Every piece of sawn timber - regardless of its origin - must meet the criteria of DIN standard 4074 in order to be used as load-bearing timber in a building. In some cases, the wood turns a slightly bluish colour after a bark beetle infestation. It can then be used in the non-visible area.
Environmental factors and the effects of climate change have further facilitated the mass spread of the bark beetle in the past year. In most cases, rapid felling of the affected trees is the only alternative to stop the further spread of the pest. The logs are immediately removed from the forest and stored. This results in an oversupply of so-called 'beetle wood'. The prompt further processing of the calamity wood into sawn timber is an active contribution to climate protection.
Holzbau Deutschland appeals to the public sector as well as to architects and builders to make greater use of regional calamity wood and to specify this in tenders. The use of domestic calamity wood not only supports regional value creation, but is also a sign of solidarity with regional forest owners.
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