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Wood as a building material already contributes to climate protection during the construction of a building. This is why the Ministry of Home Affairs, Municipal Affairs, Building and Equality has introduced a new additional loan for construction projects with a high wood content in the context of its housing promotion programme. Regardless of whether the project involves the construction of a new building or the modernisation of existing properties, NRW.BANK offers attractive development loans under the state's housing promotion programme to create affordable and modern housing.

Attractive low interest rates with high redemption discounts of 15 to 25 percent, and partial crediting against equity, as well as a long fixed interest rate.

"Housing developers and investors who opt for a 30-year commitment period are now rewarded by the development bank for North Rhine-Westphalia with an even higher redemption discount of an additional 5 percentage points. For special aspects - such as building with wood - the repayment discount is even 50 percent. In addition, the initial interest rate on the development loans is now uniformly 0.0 percent in NRW for a period of 15 years. In modernisation promotion, building owners can now benefit from a repayment discount of up to 30 percent (regularly 20 percent) if they use certified ecological insulation materials or achieve an above-average energy standard."

FAQ and general information about it:
www.bauen-mit-holz.nrw/...neues-zusatzdarlehen-fuer-bauen-mit-holz/