At SZ article from 17.5.2016 will report on the effects of the new EU directive on property loans, which will come into force on 21. March was transposed into German law. It is intended to protect builders and buyers from over-indebtedness. Since its introduction, fewer loans have been granted. The German Banking Industry is sounding the alarm: the directive is jeopardising the granting of property loans in many cases.
Deutschlandfunk also reported on the topic in detail on 15 August 2016: www.deutschlandfunk.de/eu-richtlinie-chancen-auf-immobilienkredite-gesunken...
The article in Wirtschaftswoche from 15 June 2016 shows how financing can still be achieved: www.wiwo.de/...immobilienkredite-der-weg-zum-eigenen-haus-wird-verbaut...
Keywords: Funding
Video available until 28.01.2017, 16:30
The gap between knowledge and action is often wide. At the beginning of his book "Ökoroutine", Michael Kopatz explains why we often don't do what we think is right: out of routine. Because the here and now determines our actions. Because it is difficult to avoid advertising. Or because living sustainably seems more expensive and more inconvenient in everyday life. Why should I, of all people, cycle more often, fly less, spend more money on organic products?
